
• Rate lock up to 60 days
• Special Community Worker Loans Available
• No Cost Refinance Loans
• Online Applications
• Closing Assistance and Low Moderate Programs
Call Spencer today at 800-363-8115.
Spencer Savings Bank with 18 branches in New Jersey. We write loans only in NJ. All types of mortgage programs to meet your financial needs. Call us today at 1-800-363-8115 or visit our rates pages.