Get a great rate, not a lease !!
Get a Spencer "First-time Homebuyer Mortgage" with low monthly payments and see how much better it is to own than to rent.
This loan makes it possible for first-time homebuyers to own a home with affordable monthly mortgage payments.
Features include:
- Lower down payments (as little as 5%)
- Discounted application fee
- Relaxed qualifying standards
- Zero points
- Limited Private Mortgage Insurance (PMI) requirements
- Household income limitations apply
- Only available to first-time homebuyers in Bergen, Essex, Morris, Passaic and Union Counties
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